Privacy Policy

Information You Enter

LayaWise may allow you to enter information such as:

• Debt names and amounts
• Payment schedules
• Due dates
• Payment history
• Reminders
• Payment fund information
• Calculator information
• Notes and other information you choose to enter

LayaWise is designed to keep this personal debt information locally on your device.

Local Data Storage

Your LayaWise records are primarily stored on your device.

LayaWise does not require you to create an account just to manage your debt records.

Because your information is stored locally, uninstalling the app, clearing app data, resetting your device, or losing your device may result in loss of your records.

Your device or operating system may also include app information in device backups depending on your backup settings.

Payments

If you purchase premium features, the transaction is processed by the applicable app store, such as Google Play.

LayaWise does not receive or store your full credit card or payment information.

The app store may process information according to its own privacy policy.

Device Permissions

LayaWise may request device permissions that are necessary for certain features, such as notifications for payment reminders.

Permissions are used only for their intended app functionality. You can manage permissions through your device settings.

Third-Party Services

LayaWise may rely on services provided by your device platform or app store for features such as app distribution, purchases, notifications, crash reporting, or similar technical services.

Those providers may process limited technical information according to their own privacy policies.

Data Security

We take reasonable steps to design LayaWise so that your personal debt information remains under your control.

However, no device or software can be guaranteed to be completely secure. You are responsible for protecting access to your device.

Children's Privacy

LayaWise is not specifically designed for children.

If you are under the minimum age required to independently use digital services in your country, you should use LayaWise only with the involvement of a parent or legal guardian.

Changes to This Policy

We may update this Privacy Policy as LayaWise develops or when its features change.

The latest version will always be posted on the official LayaWise website.

Contact Us

If you have questions or concerns about this Privacy Policy, contact: